Affiliate 披露 / Disclosure

中文版披露

SpiderAsk (小蛛问问) 是一家由 Owen Wang 创办、FULLHOUSE ASSET Management LLC 运营的独立内容站，致力于为北美华人家庭提供本地生活决策支持。我们通过以下方式获得收入：

• Affiliate 合作链接 — 部分页面包含指向第三方商家（例如 Weee!、 Yamibuy、Purple Mattress、Lemonade、Chase、Chime 等）的 affiliate 链接。 如果你通过这些链接完成注册或购买，SpiderAsk 可能会从该商家获得一笔佣金。 这笔佣金由商家的营销预算支付，不影响你支付的价格。
• 内部生态推荐 — 某些本地服务（泳池 / 管道 / 保洁 / 搬家等）的链接 会引导你到我们关联运营的独立站点（irvinepoolpro.com、pasadenadraincleaning.com、 hiredlocalpros.com、fullhouselife.com）。这些是 SpiderAsk 创始人 Owen Wang 参与运营的关联项目，属于关联方关系，在此完整披露。

我们合作的 affiliate 网络

SpiderAsk 作为 media partner 参与或正在申请以下 affiliate 网络。 每个网络都要求我们遵守 FTC 广告披露准则：

• CJ Affiliate (Commission Junction) — Publisher account, applied
• Impact.com — Media partner account, pending
• FlexOffers — Publisher account, applied
• Amazon Associates — Applying in Phase 2

编辑独立性：佣金不影响我们的评价

SpiderAsk 对商家的评价、推荐、对比、排名不受商家是否支付佣金的影响。这是 SpiderAsk 和大多数华人生活号最大的区别。 我们的内容基于：

• 公开产品信息 + 规格 + 价目表
• 真实用户评论（来自 Google、Yelp、小红书、Reddit 等公开源）
• 作者亲历 + 研究 + 数据分析
• 第三方权威源（FDIC / CFPB / IRS / Fannie Mae / Freddie Mac / USCIS / NHTSA / FDA / Redfin / Zillow 等）

我们不会仅因为一家商家有 affiliate 合作就把它排得更高， 也不会因为一家商家没 affiliate 合作就故意降权。 如果在 comparison 页中我们选择推荐非合作商家作为更优选项，我们就会如实推荐。

如何识别 affiliate 链接

SpiderAsk 采用三层披露系统让 affiliate 链接易于识别：

1. 页面顶部横幅 — 含 affiliate 链接的文章顶部有 "This page contains affiliate links" 的 banner
2. 链接旁标记 — 每个 affiliate 链接旁边会显示 "affiliate" 字样或 sponsored 角标
3. 技术层面 — 所有 affiliate 链接通过 /go/{slug} 路径中转（不直接跳到商家）， 带 rel="sponsored nofollow" 属性， 并全局在 footer 长期显示 disclosure 入口

非持牌建议声明 (YMYL)

SpiderAsk 的金融 / 信用卡 / 汇款 / 保险 / 报税 / 房地产 / 法律 / 医疗健康 内容仅供教育目的，不构成任何持牌专业建议。创始人 Owen Wang 不是持牌的 CFP / CPA / 金融顾问 / 保险经纪 / 房产经纪 / 律师 / 医疗专业人员。

涉及重大财务、税务、法律、房产、健康决策前，请咨询相应领域的持牌专业人士。 SpiderAsk 不对读者基于本站内容做出的决策承担责任。

English Version

SpiderAsk is an independent content site founded by Owen Wang and operated by FULLHOUSE ASSET Management LLC (California, USA). We focus on helping Chinese-American families in North America make better local life decisions covering home purchase, rental housing, insurance, household goods, and local service providers. We earn revenue through:

• Affiliate commissions — Some pages contain affiliate links to third-party merchants (e.g., Weee!, Yamibuy, Purple Mattress, Lemonade, Chase, Chime). If you sign up or purchase via these links, SpiderAsk may earn a commission paid from the merchant's marketing budget. This does not affect the price you pay.
• Internal ecosystem referrals — Some local-service links route to affiliated independent sites (irvinepoolpro.com, pasadenadraincleaning.com, hiredlocalpros.com, fullhouselife.com). These are related projects operated by SpiderAsk's founder and are disclosed as related-party relationships.

Editorial independence. Commissions do not influence our editorial evaluations, rankings, or recommendations. If a non-affiliated merchant is the better choice for a given persona or use case, we say so in the comparison.

How to identify affiliate links. All affiliate links on SpiderAsk are routed through /go/{slug}, carry rel="sponsored nofollow", and are flagged near the link text. A page-top banner and a persistent footer disclosure are also shown on every page containing affiliate content.

Affiliate networks. SpiderAsk participates or is applying to participate in CJ Affiliate, Impact.com, FlexOffers, and (Phase 2) Amazon Associates.

Amazon Associates disclosure (when applicable): As an Amazon Associate, SpiderAsk earns from qualifying purchases on pages that link to Amazon.

Educational, not advice. Finance, real estate, tax, insurance, legal, and medical-health content is educational and is not licensed financial, tax, legal, real-estate, insurance, or medical advice. Consult a licensed professional for personalized guidance before making any major decision.

Contact

Questions, corrections, or business inquiries: [email protected]

See also: About SpiderAsk · Privacy Policy · Terms of Service